Hypothetically speaking, if I had 100k in crypto and wanted to spend it just on every day normal shit, nothing grand that would attract crazy attention, what's the consensus on the extent of the use of prepaid credit cards like bitpay, goldmoney, etc. that can be loaded at any time from a crypto wallet?
My first inclination is obviously under 10k per month, as that's always a magic number for government to keep an eye on. Obviously don't want to be doing 9985, 9957, 9986... every month as that's stupid as fuck too. But between 5k and 7k a month, broken up into several smaller random deposits seems pretty reasonable, or am I too fucking retarded for my own good?
The way I see it, worst case scenario is the govt notices it and contacts me regarding the source of the funds. Using different coins, transfer techniques, and a rock solid story about how I invested a few years ago, forgot about it and just looked given all the press crypto is getting and discovered a decent chunk of value had accumulated. Then, would just have to claim it and pay some tax and a fine and then I'm in the clear to use it as it's claimed income?
Debated posting this in the cryptocurrency subreddit but I know DNM regulars are far more nefarious.
Appreciate any dialogue.
Only rock solid option is to say you gained the money by making private gay porn videos for a client and was always paid in bitcoin. If they demand proof you'll either have to willingly throw a few clips together, if not then you'll unwillingly be in the same role anyway.