Circle No More Instant Funds?

I usually had a $100 instant buy limit but I don't even get that anymore with Circle. I use a Debit Card if that makes a difference but I'm wondering what gives.

It's not a huge problem but it's a reason I liked Circle over Coinbase.

Edit: Looks like it's because Bank Transfers aren't instant. Thanks for clarifying homies.


Comments


[8 Points] GrandMasta216:

        I ran into this the other day.

Support told me they no longer have instant fund access when using a bank account.

Still has instant fund access using debit/credit cards .

I just bought some BTC using my debit and had instant access, but had to wait 3 days for the BTC I paid using my bank account info


[2 Points] samwhiskey:

I used to get instant with just a checking account. Last time said it would be 1-4 days unless I added a debit card, then would be faster (the time it took the debit card to authorize funds). I think instant buy days are over.


[1 Points] None:

I still get Instant transactions. I just bought some BTC last night with my Debit Card and instantly got them. I don't even have a Bank Account linked.


[1 Points] PirateRadioSignal:

They only do instant (any amount up to your weekly limit) with debit/credit. Bank takes like 4 days to clear.


[1 Points] TheDurantula18:

Just have my credit card tied to my account, had two separate tickets sent in and also snuck into both messages a dissatisfaction about how low my limit was and I woke up today and it had gone from 300-3k. So they eventually give it to you if you are a regular and use your limit


[0 Points] bobbiggs69:

Back in the SR1 days, when coinbase was brand new, they did instant transfers from bank debits. You could do the transfer and have coins in seconds. However, ACH transactions take a few days to actually debit the account, and if the money isn't there, then it's rejected. I did a transfer for $600 to bitcoin, put in an order, and SR1 got taken down two days later (got both packages I ordered though). I said, fuck this, I'm going to quit doing drugs so I don't need coinbase anymore, so I moved the money from my account into another and let the transaction bounce. I figured if I sabotaged my access to easy bitcoin, it would take away the temptation of ordering from another market. All they did was close my account and then send me a few emails saying I owed them bitcoin. Shortly after they dumped the instant transfers. No judge would grant a judgement against me for bitcoin, and no collection agency would take on that debt, so it was free money. After thinking about it, I wish I would have put the order in for more coins.

It was funny, as soon as bitcoin went up to $1000 they sent me an email saying that I owed them 4 bitcoin instead of the $600 I didn't pay them. I'm sure if bitcoin went down, they would have told me I owed them $600.