Anonymous Bank Accounts, help me solve this conundrum.

This may not be the best place to post this, but I am at my wits end.

I run an online business through which I profit at least $2k a day, selling products. Products are not illegal, however they are trademarked and I've received a couple C&Ds (addressed to me personally) so far. I pay taxes on my income, have LLCs setup, etc.

Obviously I want to continue selling, that's good ass money. I can run everything anonymously, from shipping to cashing out from BTC.

One flaw: Credit card processors require a bank account linked to receive funds. Stripe for example (integrated with Shopify Payments). I cannot use Paypal for obvious reasons (no stealth PP account can process $10k revenue in 5 days without being limited, additionally to process CCs with PP a SSN or EIN is required).

How would I solve this?

Best option: Buy a fully functioning US bank account from a vendor (have yet to find anyone offering this service). Money gets deposited to this anon bank acc from Stripe (or other CC processor), buy bitcoin, tumble and re tumble, deposit to my real bank account, rinse and repeat. Would work flawlessly IMO, could buy another US bank account if original gets limited. Could be split into multiple bank accounts, each only receiving ~$300 a day for example. Possible Issues: Feds monitor activity. Non-Issue IMO with proper anonymity procedures (yes ik this is risky biz).

Second: Find CC processor that pays out in BTC Possible Issues: Does not exist and if it does lmk haha.

Third: Deposit to prepaid card that accepts ACH transfers. Would work, although I would not be able to scale that well. From some advertisers I will receive $1500 in CC transactions within a few hours. That amount is deposited in one ACH deposit a couple days later. Most prepaid cards would find that highly suspicious (I assume) and would limit account.

Fourth: Use some sort of url shortener that equally disperses clicks to multiple different sites, allowing me to deposit much smaller amounts to different prepaid cards with ACH (distributed selling network vs one site for all)

There seems to be no way around this. I could potentially purchase an identity through DNM and open online bank accounts with that. Like Simple Bank.

Finally: Am I making this too big an issue? I'm only hiding from the company that holds the trademark. From what I've read on PP and Stripe's privacy policies, they might give up bank routing and account number if requested, revealing my identity (if I use personal bank for deposit) and giving them opportunity to sue. Unsure if a companies lawyer could convince Stripe or PP to give up SSN or bank routing info of a users account.

Basically, how tf do you process credit cards anonymously??

Any help or thoughts would be greatly appreciated.


Comments


[3 Points] ArcherDNM:

Wow, ok. Here is some very educated opinion. (this is my profession)

First, what is your general location? US I assume.

  1. You are making this waay to difficult. With the small amount of money you are generating, there are smarter ways to go about this. Never try to buy an established US bank account. Only bad things happen with this. Quite possibly the stupidest move ever. (ask me if you really need to know why)

  2. How are you getting paid now? Just curious how you are handling your business currently.

Anyway, if you plan on growing your business, or keeping it operating from the US, especially with TM issues, you need to completely isolate the banking and payment processing from the US. Why? Because the TM issues will quickly become the least of your worries. It is impossible to conduct an infringing or illegal business in the US without running afoul of banking and tax laws that you may not even be aware of. Since the money laundering and financial crimes are far easier to get a conviction on, and are much sexier and newsworthy than the TM convictions, that is how you will be charged and prosecuted.

Here are the basics..

Move your business out of your name and keep the payment and banking out of the US. Open a Marshall Islands IBC (NOT through a website or agent) in the name of a designee that is not a US citizen. Use the IBC to open a Cyprus corporate account, this gives you access to SEPA EU banking. Connect the Cyprus account to any number of BTC exchanges that DO NOT do business in the US. There are any number of CC processors that will service your corporate account with this structure. Marshall Is. is as an example, but anonymity and tax-wise, it is a good bet.


[1 Points] 4kaday:

Option 4 might actually work the more I think about it.


[1 Points] None:

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[1 Points] None:

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[1 Points] ebayhussler:

I am guessing you do this on EBay and a personal website. With VERO or copyrighted goods like dvd's. I do the same thing. Except not on the same scale as you. I have for years. The only thing I have found that works is prepaid debit cards. Get as many of those mother fuckers as you can. The cards usually never get limited. Especially good ones like American Express Serve ( AMEX is very business minded ) and I forgot the name of the other one. I was even getting to the point where I would pay family members $100 a month to let me open ones in their name. I would also make sure you post from a burner account on here because you are admitting you know the goods are nockoff. I would possibly also scale down your operation a bit. At your level of dealing you remove most plausible deniability. But if you are paying taxes, not doing anything else illegal on the side, a good attorney could really get you out of this even if you did get pinched. It's pretty hard for anyone to prove you knowingly distributed nockoff goods. Delete any conversations with suppliers you have on DHghate or alibaba or whatever means of communication you have with your chinese supplier talking about it. I have talked to a few attornies when I was doing it pretty seriously. I only made maybe $2000-$3000 a week at most when I was doing it. Are you trying to get on the front cover of a newspaper or something?

P.S. Just curious how long your stealth accounts last? I used to run like 10 accounts at a time and spread inventory over all of them. It's the only way I could get it to work.


[1 Points] Shad0wfaxx:

I feel like all of this is the fast lane to getting arrested....it's difficult to deal with CC's and bank accounts anonymously--the Feds will definitely take an interest, and you're gonna have a bunch of the alphabet-soup agencies looking in your direction. The company holding the trademark might be the only group interested in you initially, but as soon as you start committing fraud and trying to launder money, you're gonna end up on someone's radar


[1 Points] None:

The fact that you don't just get legal help and work on being able to operate your business legally and open your own bank account for it is incomprehensible. Sounds like you're not as legit as you say.


[1 Points] footlockervip:

chase liquid prepaid allows ach in (just not out).

but most of these prepaid cards make you verify identity after $500


[1 Points] fsbdgrgg4:

This sounds like a good way to make money I might try my hand at it anyone have any advice or guides?


[1 Points] auto587643:

Most bank accounts sold by vendors on sites like AlphaBay are kinda crap. They work for like a week, then they get closed down by the bank and you're out of like $150-250.

No real way to get a totally anonymous bank account anywhere, especially in the US. You can get a drop in somebody else's name/data, but that's fraud and will eventually be linked back to you through your business.


[1 Points] ErdosMonthOff:

the only way to go big is to pay taxes. fronts, dawg. set up a corp in delaware or some other state tax free state. say you sell like internet analytics or boxes or something. buy some servers or boxes or whatver your fake biz would need to make money and then dump all that shit in the bay. Say you somehow make like 75% net profit margin and boom you gave away 25% of your money but your other 75% is now yours free and clear.

Keep your massive 4k a week bitcoin holdings in secure cold storage. Pull them out and pay them to your business at some believable rate.

You've seen breaking bad, you need to be gus fring or at least walt with the fucking carwash.

also if you have llc's set up llike