How much cash is too much cash to put in your bank account?

Obviously this whole sub is just a big fairytale but when does it become suspicious depositing cash into your personal bank account?


Comments


[19 Points] OPSEC_KING:

First off, why are you wanting to deposit cash into your bank account?

Cash is the ultimate end product you want. Remember, anything that is deposited into a bank account is logged and kept forever. Each deposit is essentially a nail in your coffin and something you may have to explain if shit ever hit the fan.

Here's a few notes and pointers, coming from a seasoned veteran:

Remember, anytime you can avoid using the banks, then do it. You can pay bills or order things online by utilizing non-reloadable prepaid gift cards. These are activated at the counter and do not require any registration. You would be surprised at the amount of services you can also pay by utilizing Bitcoin as well. You can also utilize USPS Postal Money Orders, Western Union Money Orders, or MoneyGram Money Orders. They are cheap and convenient when it comes to converting your cash into a less suspicious method. I religiously used money orders in the past to pay for rent and various utility bills.

If you just really, really want to offload your money into some kind of financial establishment, then I suggest picking up a reloadable prepaid debit card (avoid greendot, they are not good). These are far friendlier when it comes to reporting requirements and privacy. Generally the max load limit is $10,000 for any type of reloadable prepaid debit, and it's for a good reason as well, so they don't have to report as much. You can reload these cards via various methods. ACH Transfers, mailing them a check / money order, cash at the counter, reloadable pin/codes, or MoneyGram / Western Union. If you're feeling really sly then you can also just sign up for these cards with an identity other than your own. You can either get a smurf (someone you know) or go and buy a high quality fullz off of a vendor.

 

I hope these tips and notes serve you well gentlemen. If you have any questions or problems, feel free to reach out. I deal with issues like this on a daily considering the amount of Bitcoin that I exchange regularly.


[16 Points] ForLol_Serious:

Obviously this whole sub is just a big fairytale

lol this made me lol


[7 Points] DooshNozzzle:

its not so simple. you need a back story and legit "proof" of services rendered, or someone willing to vouch that it was a gift, etc etc.

It also depends who is depositing it- you or someone else. basically your question is vague as fuck


[9 Points] None:

[deleted]


[3 Points] None:

Why would you do that? Are you trying to get arrested?


[3 Points] None:

[removed]


[3 Points] disk1997:

DO NOT EVER put dirty money in a bank even if you have a normal job this is basically saying hey look at all this money i have that has no origin.


[3 Points] None:

I've put just over £10,000 cash into my account before when I sold a car.

The cashier asked what it was for and I told her.

End of story.

If you start 'selling cars' weekly, it may raise suspicions....


[2 Points] None:

[deleted]


[1 Points] Morvu:

what kind of stupid question is that? this strongly depending on the bank you use and even more the laws in the country your bank is. maybe learn how to ask questions in a proper way.


[1 Points] izza123:

As much as you can excuse.


[1 Points] None:

[deleted]


[1 Points] dawneses14:

You could always open a safety deposit box


[1 Points] SamuelEdwardKonkinIV:

For your examination:

https://www.reddit.com/r/DarkNetMarkets/comments/2yw2h6/cryptocurrencyat_what_amount_does_a_bank_look/cpdj2sb


[1 Points] blakey21:

id find a nice small family owned bank maybe one thats a little shady maybe and then dont depsoit over 10k a once and you should be good as long as they dont alert the feds


[1 Points] BarryHash:

about tree fiddy


[1 Points] theCaitiff:

Look, you're basically asking how to money launder 101. If you have to ask how much is too much, you're "structuring" almost by definition so the best answer I can give you is to structure as well as you can. Make it look completely normal, or if normal isn't possible, "weird, but just one of those things that happens".

Ask yourself, if I had an under the table job doing X, how much would I be bring home? Deposit that every week. If your fake cash job is a bar tender, you'll also have tips every day right? Mix it up a bit, but deposit consistently more on the weekend. Remember to take two days off a week. A fake bartender could deposit three grand a month and it wouldn't be unusual.

That's a very dumbed down and simplified version, but it looks just like millions of hospitality and service staff across the nation. Just be sure to pay tax on it.


[1 Points] NignogAwowogei:

Move to EU and deposit all you want without anyone asking stupid questions, unless you deposit 10k a month and youre jobless youre fine.


[1 Points] brick_wall_of_bricks:

set up one main ebay account (or use the one you may already have). get your user score to a respectible amount buying $0.01-0.50 digital product if it isn't there already

then create phony buyer accounts and link them to your dirty paypal accounts with your dirty money, id do this with a proxy running on your pc for different locations matching locations for your dirty paypal accounts. run their scores up so they look legit

put up listings on your seller account for whatever. use your buyer accounts to buy these items, with the payment being from your shady as fuck paypal accounts to your squeaky clean (assuming) paypal account. buyer accounts run by you give your seller account good feedback

you have to give ebay like $40 a month + a few bucks per sale as a seller, but it creates a digital trail of clean activity that transfers money from your mule paypal account to your personal paypal account. ebay wont give a shit for multiple reasons, just spitballing here


[1 Points] Throughawayup:

Over the course of a year I deposited between 5 and 10 grand into my bank account with irregular deposits between 100-600. I really don't think you'll have an issue with such an insignificant amount of money.


[1 Points] opshouldanhero:

Open a LLC for your personal consulting buissness find a shady buissness owner supply him cash in exchange for checks that you deposit in your llc and don't make it look ridiculous


[1 Points] None:

Anything over $10000 they have to report to the IRS


[1 Points] dnm_undriven:

There was a post by a finacial security advisor here a week ago or so. Saying what banks look for ect.. try searchin it up bro


[1 Points] jaydee0007:

350


[0 Points] None:

Bout tree fiddy