Circle has taken a week now, and still not approved either my bank account or card and coinbase just canceled my request for BTC after I was one day away from receiving them. What fucking gives dude? Why did my shit get canceled? I'm beyond furious. I did not realize how fortunate I was to have had such an amazing Bitcoin connect i was able to just meet up with. These online exchanges are FUCKING BULLSHIT. A whole fucking week and I can't buy one motherfucking coin. What gives? How can I show coinbase this isn't fraud? I'm fucking irate. I don't even use drugs. So no, this is not me needing my fucking fix. This is me being pissed off at incompetent unprofessional assholes
One constant that I have seen with people having trouble registering with bank transfer is either they haven't had their account very long, or if they've had any history of overdrafts. This isn't to say that's the issue with yours - I have also seen people with ten year old checking accounts and perfect credit be denied.
It is annoying as hell trying to deal with exchanges unless you are one of the people who was approved with no issue, then they're the greatest thing on the planet. I imagine that nobody really knows the exact methods they use, or else it could be used to circumvent fraud protection.
I can try to help you figure it out if you'd like. I am really active with bitcoin and I have at least a rudimentary knowledge about how to get them to work, or figuring out why they can't. Let me know if you'd like help.
It's totally understandable if you just wanted to vent. It is irritating as fuck.