Wow, have I had a horrible last month or so. I didn't receive one package, another package was fake items, and in the real world, I was robbed from a separate investment.
Things keep spiraling downwards in a horrible cycle.
make investment>get fucked over>owe money>borrow money for "investment to cover failed investment">repeat
I'm in so deep now. I'm not really in too deep, relatively, but in my current situation, this is deep.
What do I do? I've scored the money to make yet another investment. The investment would fix everything if it worked out right, but I'm so anxious about it. I've been fucked over on so many different levels, that if this specific investment failed, I don't know what's going to happen to me. I cannot recover as it is, but if this one slips, it will be astronomical.
have any of you ever been in a situation like this? What did you do? Did you say fuck it and take that last risk, or was there some other option?
I'm just so stuck and stressed out. No one can be trusted.
I just need some advice
maybe this will help?
in a huge pinch, if you need to loan yourself money, open at least two checking accounts at two different major banks like td chase BOA wells fargo
write yourself a check from, lets say, the wells fargo account, for $200. then deposit it into the chase atm using your debit card. this is essential. use the atm
chase makes the first $200 of a check deposited into your account via the atm machine avalable for immediate withdrawal as a courtesy. so if you wrote a WF check for 100, 100 would be available. if you wrote a wf check for 300, only 200 would be available, and the other 100 would have to wait to clear.
wells fargo makes 100 available on each check, with a 200 cap. so you would have to deposit two chase checks for 100 each to get the max 200
i only know the exact amounts for wells fargo and chase, i know td makes at least 100 available
using this method you can easily loan yourself a ton of money, and as you redeposit the money before the checks clear, without consequences.
if you dont put the money back in time, youl most likely get a $35 overdraft fee on each check, and if they return the checks before you redeposit, more returned check fees
INB4 somebody says youll be arrested for check fraud, its unlikely. iv done this a lot, a lot of them have bounced. if you never pay it back at all, they eventually just charge off your account and put you to collections agency.
not sure how relevant this is at all but its a way i figured out to loan myself a few hundred bucks for 24-72hours, or longer if your ok with dealing with an overdrafted bank account. iv gottem myself out of some sticky sichys this way