Hi all, somewhat of a recursive post here, but I've finished up (for now) my history of Carding, presenting my personal conclusions.
https://www.deepdotweb.com/2015/08/17/cybercrime-the-study-of-carding/
Here's the first discussion that was so helpful.
Here's the Wiki article:
I dunno, I always think carders think they're some kind of modern Robin Hoods but in reality they're fucking over normal people.
You really hurt and bother people with identity fraud.
edit: of course some retard will reply to me saying it only hurts the banks, so I'll take this opportunity to say fuck you, you're dumb.
edit #2: i have to apparently spell it out for people who really are too stupid. "The bank pays it all back hur dur". Amazing. Try losing your CC some time. People lose tons of disputes. Why do you think CC fees are so high? Not to mention it's a huge fucking hassle and cause of stress.